Regulatory Standing & Governance

Take control of your financial future and start growing your wealth and achieve your desired outcomes!
At Doherty Bergin Financial Services Limited, regulatory discipline and investor protection are not optional they’re embedded in everything we do.

From strict onboarding processes to third-party safeguarding of funds, we operate with a deep commitment to legal compliance, transparent structuring, and financial governance.

Our fixed-income investment offerings including Fixed Rate Bonds and Fixed Deposits are designed exclusively for high-net-worth individuals seeking structured, secure, and fully regulated solutions across Europe.

Authorised to Operate in the European Union

We operate under the full regulatory framework of the European Union, in compliance with:

MiFID II (Markets in Financial Instruments Directive II)
DGSD (Deposit Guarantee Scheme Directive – 2014/49/EU)

All banking partners, investment structures, and custodial relationships are maintained with EU or EEA-regulated institutions, including those in Ireland, Luxembourg, Switzerland, Germany, and other financial hubs.

Corporate Details

  • Company Name: Doherty Bergin Financial Services Limited
  • Registered Office: 2 Vernon Heath, Clontarf, Dublin, D03V9F5, Ireland
  • Company Registration Number: 420449
  • Legal Jurisdiction: Republic of Ireland / EU Law
  • Compliance Officer: Mr. Alan Broderick — Chief Compliance & Risk Officer
  • Professional Indemnity Insurer:
    • Chubb European Group SE
    • (One of Europe’s largest financial lines insurers, rated A++ by AM Best)
  • Policy Cover: €3,000,000 per claim / €6,000,000 aggregate
  • Coverage Includes: Errors & omissions, investment misrepresentation, legal costs, regulatory action defence

How We Protect Investor Funds

To ensure your capital is fully protected and never at risk from misappropriation, we structure every investment through compliant, transparent frameworks:

  • Direct Bank Custody: Your funds are placed directly with EU-regulated banks in your name.
  • SPVs (Special Purpose Vehicles): For bond placements, funds are held in isolated legal entities designed to shield investor capital from any operational exposure.
  • Nominee Holding & Custody Accounts: Where appropriate, investments are held through regulated custodians or nominees for additional legal protection.
  • Escrow Arrangements: In select placements, payments are made via legal escrow accounts until contracts are executed.
We never hold client funds directly.
We never mix client assets with operational capital.
Due Diligence, Product Governance & Transparency

Every product we present to clients undergoes a rigorous vetting process:

  • Verification of issuing institution’s license & regulatory status
  • Legal review of all contracts, term sheets, and ISIN documentation
  • Assessment of risk profile, yield stability, and DGS coverage
  • Monitoring of credit ratings and issuer performance across the investment term
EU Deposit Guarantee Scheme (DGS)

For fixed deposit clients, all banks we work with are enrolled in their national Deposit Guarantee Scheme, as required by EU law.

  • Coverage Limit: €100,000 per individual per bank
  • Applicable to: EUR, CHF, GBP, and other eligible accounts
  • Joint Accounts: Up to €200,000 in many jurisdictions
  • Payout Period: Compensation is typically processed within 10 working days of insolvency

If you require written proof of a bank’s DGS membership, we can provide this upon request.

Documentation Available Upon Request
  • Doherty Bergin Certificate of Incorporation
  • Confirmation of Insurance Coverage from Chubb
  • Sample Investment Contracts
  • Compliance Summary & KYC Process Overview
  • Bank DGS Membership Documents
  • AML/CTF Policy Statements

Our Legal & Compliance Commitments

  • We are governed by Irish company law and operate under EU financial regulations
  • All investment contracts are legally binding under Republic of Ireland or EU jurisdiction
  • All client personal data is stored in GDPR-compliant encrypted environments

Protecting Your Capital Is Our Core Principle

At Doherty Bergin, we don’t just help you invest — we help you invest with confidence, knowing that every part of the process is transparent, compliant, and built around the protection of your wealth.

For further details or regulatory inquiries, contact our Compliance Office directly:

compliance@dohertybergin.com